Terms and Conditions
- Available to existing and new members.
- This is a long term savings product which requires a lump sum deposit of £200 to activate the account. The funds should remain in the account for a minimum period of one year.
- The funds must be ‘new’, i.e. not transferred from another account with DCU.
- Only one account may be opened per member.
- The balance of the account should never exceed £200. Any additional funds deposited will be held in a standard savings account.
- The account is not eligible to receive a dividend.
- Each member with a balance of £200 in the account on the 15th of the month will receive one entry into a monthly prize draw to win a £100 donation to the charity of their choice. The charity may be a registered charity or community organisation. Donations to individuals may be considered but will require authorisation by the CEO/Office Manager.
- The prize donation will be transferred to the nominated charity by DCU. No funds will be released to the account holder.
- The account holder and charity must agree for the prize to be announced publicly, via Social Media, DCU website and any other medium as required by DCU.
- The account holder may withdraw the funds in full at any time but this would result in the account being closed. Partial withdrawals are not permitted.
- DCU may withdraw this product at any time. If this was to occur any funds held will be transferred into a standard savings account.
New and existing members apply here